Top Mortgage Broker for Home Loans in Troy, 48083
Your Local Experts for Conventional, FHA, VA Loans, and Refinancing
Mortgage Solutions Across Michigan – Align Lending Has You Covered!
- Best Mortgage Rates
- Easy Process
Are you ready to secure your home loan in Troy? Contact Align Lending today! Our expert Troy mortgage brokers specialize in residential mortgage financing and are here to guide you through the application process. As a locally owned and operated Troy company, Align Lending has extensive knowledge of the Troy real estate marketplace, offering a variety of home loan options tailored to your needs. We are dedicated to helping Troy homeowners like you complete your application with ease, providing unparalleled market insights, expertise, and exceptional customer service. Don’t wait—take the first step towards your dream home with Align Lending now!
In Troy’s 48083 near Big Beaver Road, Align Lending delivers expert mortgage services for this business-friendly city’s homebuyers. Looking for a mortgage or home loan in Troy? At Align Lending, we specialize in Conventional, FHA, and VA loans tailored to your needs. Whether you’re buying a home, refinancing, or exploring cash out options, trust our expert team for fast, reliable solutions in Troy 48083
Take the first step towards the right mortgage
Apply online for expert recommendations with real interest rates and payments
When it comes to home financing, there are numerous options designed to fit your family’s unique needs. The first step is to connect with one of our knowledgeable loan officers to explore which programs align with your goals. We are here to assist you in reviewing low or no down payment loan options, conventional mortgages, and even jumbo loan solutions. To get started on your research, feel free to explore the links below or call us now at 1-248-506-5727. Take action today and move closer to completing your home loan application with confidence!
Discover Your Options
What our Clients Say
Why Choose Align Lending?
Family Values Friendly Owned
Community-Focused – Built on strong family values, we treat every client like one of our own.
- Honest and Transparent: No hidden fees, no surprises—just straightforward mortgage solutions you can trust.
- Reliable & Trusted: With over 30 years of experience, we’ve built lasting relationships by delivering exceptional service.
- Local Experts and National Reach: Proudly serving Southeast Michigan, we’re deeply connected to the community and dedicated to helping homeowners succeed.
Purchase Your Dream Home with Confidence
🏡 First-time buyer or experienced homeowner? No matter where you are in your journey, the mortgage process can feel overwhelming—but it doesn’t have to be!
At Align Lending, we simplify home financing by helping you find the right mortgage with the best terms, interest rates, and monthly payments to fit your budget.
- Expert Guidance Every Step of the Way
- Personalized Loan Options to Match Your Goals:
- Stress-Free, Transparent Home Financing:
Refinance Your Home & Save More!
Looking to lower your monthly payment, consolidate debt, or pay off your mortgage faster? Refinancing could be the perfect solution!
- Reduce Your Mortgage Payment -Secure a lower interest rate and cut down your monthly expenses.
- Consolidate Debt -Roll high-interest debts into your mortgage for simplified payments and potential savings.
- Pay off your loan Faster -Shorten your loan term and build equity more quickly.
At Align Lending, we’ll help you find the best refinance option to meet your goals while keeping your closing costs low.
The Process
GET PRE APPROVED TODAY
The first step in your homebuying journey is understanding how much home you can afford. At Align Lending, we make the pre-approval process simple, transparent, and tailored to your needs.
- Explore Your Loan Options – We take the time to explain the different mortgage programs you qualify for, including fees, taxes, and insurance.
- Customize Your Rate – We work with top lenders to ensure you get a mortgage rate that fits your financial goals.
- Fast & Easy Pre-Approval – Get pre-approved in minutes and gain the confidence to shop for your dream home!
Find the Right Agent & Start Shopping for Your Dream Home!
A great real estate agent can make all the difference when it comes to negotiating the best deal on your home. At Align Lending, we have strong partnerships with top local agents who can guide you through the process and help you find the perfect home.
- Expert Representation –A real estate agent’s commission is paid by the seller, so having a professional on your side comes at no extra cost to you!
- Seamless Home Research – We’ll connect you with a trusted agent to make your homebuying journey as smooth as possible.
- The Fun Begins – Shopping for your new home is an exciting experience—picture your future, explore possibilities, and find the perfect fit for your family.
Make an Offer & Close on Your Mortgage – Fast!
At Align Lending, we work hand-in-hand with your real estate agent to craft the strongest possible offer, giving you a competitive edge in today’s market. As a local mortgage broker, we leverage every advantage to help you stand out and beat other buyers.
- Startegic Offer Support –We collaborate with your agent to ensure your offer is as strong as possible.
- Fast & Efficient Closing – Once your offer is accepted, we work to close your mortgage in less than two weeks.
- Move Into Your Dream Home – Before you know it, the keys are in your hand and you’re settling in!
Explore Our Troy Home Loan Programs at Align Lending
30-Year Fixed Mortgage
15-Year Fixed Mortgage
Quick Mortgage Closing
Michigan Home Loans
Michigan FHA Mortgage
Adjustable Rate Mortgage (ARM)
Conventional Mortgage
Michigan Condo Loans
Double Wide Mobile Home Loan
Michigan Mobile Home Loans
Michigan Jumbo Loan Mortgage
VA Loans
Cash Out Refinance
First-Time Home Buyers
No Down Payment Loans
USDA Rural Housing Mortgage
Vacation Home Mortgage
Click Here for a Full List of Home Loan Programs from Align Lending
Are You Ready to Refinance Your Troy Mortgage
Are You Buying a Home in Troy, Michigan
Useful Links
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Local Resources
References
Consumer Financial Protection Bureau (CFPB) – www.consumerfinance.gov
Government-backed resource on mortgage loans, refinancing, and borrower rights.
Reference for explaining mortgage disclosures and borrower protections.
Federal Housing Administration (FHA) – www.hud.gov
Official resource for FHA refinancing loans and government-backed programs.
Great for FHA Streamline Refinance or Home Equity Conversion Mortgage (HECM).
Fannie Mae – www.fanniemae.com
Reference for HomeReady® Refinance and other conventional loan programs.
Use for loan limit updates and affordability initiatives.
Freddie Mac – www.freddiemac.com
Reliable source for Home Possible® refinance options.
Good for insights into market trends, affordability, and refinancing benefits.
Mortgage Bankers Association (MBA) – www.mba.org
Provides industry reports, mortgage rate trends, and housing market insights.
National Association of Realtors (NAR) – www.nar.realtor
Includes statistics on homeownership trends, buyer behavior, and market updates.
Real-Time Mortgage Rate & Market Trend Sources:
Bankrate – www.bankrate.com
Reference for current mortgage rates and refinancing cost calculators.
Zillow Home Loans – www.zillow.com/mortgage
Our Service Areas
Michigan Counties We Serve: Genesee County, Lapeer County, Lenawee County, Livingston County, Macomb County, Monroe County, Oakland County, Saint Clair County, Washtenaw County, Wayne County
If you’re in or around any of the locations listed above, Align Lending has you covered! Contact us to make a service appointment now!
