Our Mortgage Process – Fast, Simple & Stress-Free
At Align Lending, we make getting a mortgage easy and hassle-free with our streamlined, AI-powered approval process.
Whether you're buying a home or refinancing, we guide you every step of the way to ensure a smooth and transparent experience.
How It Works: Get Your Buyers Closed with Confidence
- Solid Gold Pre-Approval in Less Than an Hour
Give your buyers the confidence to shop for homes knowing their pre-approval is thoroughly reviewed by senior mortgage experts. In under one hour, a Seal of Approval decision is issued—complete with a max purchase price. This senior-level review is conducted by one of five mortgage leaders with over 100 years of combined experience.
Unlock Exclusive Borrower Benefits with the Seal of Approval
📑 TBD Underwriting – Fast-Track the Approval Process
✔ Once the Seal of Approval is issued, buyers can move directly into underwriting—even without a property address.
✔ Pre-underwriting eliminates delays, allowing buyers to resolve any conditions upfront, making closing faster and smoother.
✔ Once an offer is accepted, only the title and appraisal remain before a Clear to Close.
🏠 Property-Specific Pre-Approval Confidence
✔ The Seal of Approval can quickly be adjusted for a specific property, making a buyer’s offer even stronger.
✔ Buyers and loan officers stay in close communication throughout the home search.
✔ Get real-time payment estimates via text for any potential home—showing estimated payments based on list price, property taxes, and even what their payment would look like if they offered $10,000 over asking.
At Align Lending, we make the home-buying process smoother, faster, and more competitive. Let’s get your buyers pre-approved today! 🚀
Concierge Mortgage Services: A White-Glove Experience
Every new home purchase loan at Align Lending is assigned a dedicated processing team to ensure a seamless and stress-free experience. Your team includes:
- Concierge Loan Coordinator – Your personal guide, keeping you informed every step of the way.
- Senior Purchase Loan Processor – Ensures all paperwork and requirements are handled efficiently.
- VP of Operations Oversight – A high-level expert managing the process, working closely with you and your real estate agent for a smooth transaction.
What You Can Expect:
Concierge Introduction Call
Meet your dedicated team and understand the loan process upfront.
Proactive Communication
Stay informed from pre-approval to closing day.
Pre-Close Call & Funding Notification
We ensure you’re fully prepared before closing and keep you updated until the final step is complete.
