Align Lending

Align Your Dreams of

Homeownership

AI-Powered Mortgage Approval in Minutes – Fast, Simple, Hassle-Free!

Buy a Home

Get Pre-Approved In Minutes

Refinance

Get an Instant Mortgage Review

Shop Your Rate

Align Lending vs. The Comp

Get started today and secure the best financing solution for your future!

Refinance with Historically Low Rates!

Lower Monthly Payment

Take advantage of today’s historically low rates, a lower payment can provide security in uncertain times.

Good For

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

Good For

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

Good For

Why Choose Align Lending?

At Align Lending, we are more than just a mortgage broker—we are your trusted partner in home financing. As a local, independent mortgage broker, we work for you, not the banks, ensuring you get the best rates and loan options available nationwide.

Choose Align Lending for a mortgage experience designed around you. Let’s make your home dreams a reality—together!

Why Work with us?

At Align Lending, we are more than just a mortgage broker—we are your trusted partner in home financing. As a local, independent mortgage broker, we work for you, not the banks, ensuring you get the best rates and loan options available nationwide.

Choose Align Lending for a mortgage experience designed around you. Let’s make your home dreams a reality—together!

Meet the Owner

Samantha Shelton

Mortgage Loan Originator | Founder of Align Lending

Samantha Shelton, founder of Align Lending, is dedicated to making the mortgage process simple, transparent, and stress-free. With years of industry experience and a passion for helping homebuyers, Samantha has built a reputation for expert guidance, personalized service, and client education.

As a mother of three young boys, she understands the importance of building financial stability through homeownership. That’s why she founded Align Lending—to empower clients with knowledge and confidence so they can make the best financial decisions for their future. Whether you’re a first-time homebuyer, refinancing, or investing, Samantha is committed to finding the best mortgage solutions tailored to your needs.

🏆 Award-Winning Expertise

Samantha’s dedication to excellence has earned her prestigious industry awards, including:

AIME Hall of AIME Inductee

Woman with Vision Award

NAMB Broker of the Year

These honors reflect her commitment to outstanding service, integrity, and client success.

Let’s connect! Whether you’re ready to start your mortgage journey or just exploring your options, Samantha and the Align Lending team are here to help you every step of the way.

Ready to get started? Apply now or schedule a call today!

Mortgage Calculator

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

The Align Lending Advantage

Local Expertise

We’re not just mortgage professionals—we’re part of your community. We understand the local market and are here to provide personalized guidance, not just automated responses.

Speed & Efficiency

We know time is valuable. That’s why we work to close your loan quickly and seamlessly, handling any challenges that come our way.

Exceptional Service

Enjoy the best of both worlds—cutting-edge mortgage technology for secure, mobile-friendly processing, plus personal support whenever you need it.

Smart Technology, Human Touch

Upload documents securely from your phone or connect with us the old-fashioned way—whichever works best for you!

The East Capital Funding LLC Advantage

The Align Lending Address

Contact Us:

Email: samantha@alignlending.com
Phone: 248-506-5727
Address: 2625 Pontiac Lake Road, Waterford, Michigan 48328, United States

Office Hours:

Monday-Friday: 9am to 5pm
Saturday: By Appointment
Sunday: Closed



What our Clients Say

Excellent 5.0 | 86 Reviews

5.0
Based on 86 reviews
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Ben Davis
20:17 12 Feb 25
Taylor is the best. She's so sweet and has great rates. If you need a skilled loan officer, she's the one to talk to.
Mark K
15:48 21 Oct 24
Everyone at Align knows what they’re doing. Ryan took the time to answer every question I had, and overall made the process as a first time home buyer stress-free.
Travis Krakowski
22:03 19 Aug 24
Travis and the team at Align Lending are hands down the best mortgage option for anyone looking to buy or refinance. Travis spent as much time as it took to be sure I was in the best spot to buy a house and stuck with me through it all. I am so proud of my home and none of it would have been possible without Travis.
Realnvest Academy
03:31 26 Jun 24
Very professional and knowledgeable, highly recommend for your lending needs!
Justin Barton
22:08 17 Jun 24
Can’t say enough great things about Samantha and her team at Align Lending! Highly recommend
Jamie
17:49 17 Jun 24
Samantha is a rockstar. We had an unusual situation with our lending and she went above and beyond to help us get our mortgage approved. I truly feel that if we had worked with any other lender or broker, we would not have been able to close on time, or maybe at all. I am beyond happy with the work Samantha did for us and how she handled the entire process. I cannot say enough good things about the work she did for me and my husband. I will be recommending Align Lending and Samantha to anyone that needs a lender.
matthew sykora
16:29 22 Mar 24
Just bought my first home and Ryan Greiner made the mortgage process incredibly quick and easy to understand. He worked hand in hand with my realtor and made sure everything I needed was ready when it had to be. Definitely reccomend Align Lending and Ryan both!
The Pettifords
00:37 07 Jan 24
As first time homebuyers we made sure to do our research before choosing a mortgage broker. We decided to go with Align Lending and could not have made a better choice. We worked with Samantha and she made the entire process smooth and easy. The customer service was top notch! The professional, yet caring approach was just what we were looking. We highly recommend Align Lending!
Shawna Schink
22:36 01 Jan 24
Samantha was absolutely wonderful to work with when we purchased our new home last month. She made herself available day and night for us and was always able to quickly respond to our questions. She made the entire process so comfortable and easy. 10/10 would highly recommend!!
Angela Hunt
13:05 12 Oct 23
Samantha and align lending are always a pleasure to work with. I recommend my clients here and they always are quick to help, knowledgeable and make the process as smooth as possible. We will definitely keep using them for our mortgage needs in the future.

Our Awards

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