Align Your Dreams of Homeownership
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Buy a Home
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Refinance
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Align Lending vs. The Comp
Get started today and secure the best financing solution for your future!
Refinance with Historically Low Rates!
Lower Monthly Payment
Take advantage of today’s historically low rates, a lower payment can provide security in uncertain times.
- Extra Monthly Money
- Retirement Savings!
Get Cash Out
If your house has increased in value, you can use that equity to get cash-out, for whatever you need!
- Home Improvement
- Paying High Interest Debt
Shorten Your Loan Term
Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!
- Lower Money to Interest
- Pay your home off sooner
Why Choose Align Lending?
At Align Lending, we are more than just a mortgage broker—we are your trusted partner in home financing. As a local, independent mortgage broker, we work for you, not the banks, ensuring you get the best rates and loan options available nationwide.
- More Loan Options, Better Rates – We shop multiple lenders to find competitive mortgage rates and tailored loan solutions that fit your unique financial situation.
- Faster & More Flexible – Unlike traditional banks, we offer quicker turnaround times, greater flexibility, and personalized service to keep your homebuying or refinancing process smooth and stress-free.
- Unmatched Customer Service – The trust of our clients and real estate partners is the foundation of our success. We pride ourselves on providing clear communication, low fees, and a seamless loan process to help you achieve your homeownership goals with confidence.
Choose Align Lending for a mortgage experience designed around you. Let’s make your home dreams a reality—together!

Why Work with us?
At Align Lending, we are more than just a mortgage broker—we are your trusted partner in home financing. As a local, independent mortgage broker, we work for you, not the banks, ensuring you get the best rates and loan options available nationwide.
- More Loan Options, Better Rates – We shop multiple lenders to find competitive mortgage rates and tailored loan solutions that fit your unique financial situation.
- Faster & More Flexible – Unlike traditional banks, we offer quicker turnaround times, greater flexibility, and personalized service to keep your homebuying or refinancing process smooth and stress-free.
- Dedicate to Your Success – We are deeply rooted in our community and committed to educating and advocating for you every step of the way. Our team combines expertise, integrity, and innovation to deliver an exceptional mortgage experience.
- Unmatched Customer Service – The trust of our clients and real estate partners is the foundation of our success. We pride ourselves on providing clear communication, low fees, and a seamless loan process to help you achieve your homeownership goals with confidence.
Choose Align Lending for a mortgage experience designed around you. Let’s make your home dreams a reality—together!

Meet the Owner
Samantha Shelton
Mortgage Loan Originator | Founder of Align Lending
Samantha Shelton, founder of Align Lending, is dedicated to making the mortgage process simple, transparent, and stress-free. With years of industry experience and a passion for helping homebuyers, Samantha has built a reputation for expert guidance, personalized service, and client education.
As a mother of three young boys, she understands the importance of building financial stability through homeownership. That’s why she founded Align Lending—to empower clients with knowledge and confidence so they can make the best financial decisions for their future. Whether you’re a first-time homebuyer, refinancing, or investing, Samantha is committed to finding the best mortgage solutions tailored to your needs.
🏆 Award-Winning Expertise
Samantha’s dedication to excellence has earned her prestigious industry awards, including:
✔ AIME Hall of AIME Inductee
✔ Woman with Vision Award
✔ NAMB Broker of the Year
These honors reflect her commitment to outstanding service, integrity, and client success.
Let’s connect! Whether you’re ready to start your mortgage journey or just exploring your options, Samantha and the Align Lending team are here to help you every step of the way.

Ready to get started? Apply now or schedule a call today!
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The Align Lending Advantage

Local Expertise
We’re not just mortgage professionals—we’re part of your community. We understand the local market and are here to provide personalized guidance, not just automated responses.

Speed & Efficiency
We know time is valuable. That’s why we work to close your loan quickly and seamlessly, handling any challenges that come our way.

Exceptional Service
Enjoy the best of both worlds—cutting-edge mortgage technology for secure, mobile-friendly processing, plus personal support whenever you need it.

Smart Technology, Human Touch
Upload documents securely from your phone or connect with us the old-fashioned way—whichever works best for you!
The East Capital Funding LLC Advantage
The Align Lending Address
Contact Us:
Email: samantha@alignlending.com
Phone: 248-506-5727
Address: 2625 Pontiac Lake Road, Waterford, Michigan 48328, United States
Office Hours:
Monday-Friday: 9am to 5pm
Saturday: By Appointment
Sunday: Closed
What our Clients Say
Our Awards





