• Social Security Numbers: For both you and any co-borrowers involved in the application.
• Bank Statements: Copies of checking and savings account statements for the past two months to demonstrate your financial stability.
• Asset Documentation: Evidence of any additional assets, such as bonds, stocks, or funds saved in retirement accounts (e.g., 401(k) or 403(b)).
• Income Verification: Recent paycheck stubs to confirm your current earnings.
• Tax Documents: W-2 withholding forms or income tax returns for the past two years to verify your income and employment history.
• Employment Verification: The name and contact information of someone who can verify your employment.
• Residence History: A record of your residence history for the past two years.
• Sales Contract: The sales contract for the purchase of your new home.
• Homeowners Association Information: If applicable, provide contact information for the homeowner’s association if the property is a condominium or part of a homeowner’s association.

By preparing these documents in advance, you’ll streamline the application process and help ensure a successful outcome. At Align Lending, our expertise in the mortgage industry allows us to assist you effectively, guiding you through each requirement with ease.

For further guidance, visit us at www.alignlending.com, and let us help you take the next step in your home buying journey.