Mortgage Solutions Across Michigan – Align Lending Has You Covered!
Mortgage Solutions Across Michigan – Align Lending Has You Covered!
Whether you're looking to buy, refinance, or tap into your home's equity, we're here to help every step of the way.
- Best Mortgage Rates
- Easy Process
Are you ready to secure your home loan in Michigan? Contact Align Lending today! Our expert Michigan mortgage brokers specialize in residential mortgage financing and are here to guide you through the application process. As a locally owned and operated Michigan company, Align Lending has extensive knowledge of the Michigan real estate marketplace, offering a variety of home loan options tailored to your needs. We are dedicated to helping Michigan homeowners like you complete your application with ease, providing unparalleled market insights, expertise, and exceptional customer service. Don’t wait—take the first step towards your dream home with Align Lending now!
When it comes to home financing, there are numerous options designed to fit your family’s unique needs. The first step is to connect with one of our knowledgeable loan officers to explore which programs align with your goals. We are here to assist you in reviewing low or no down payment loan options, conventional mortgages, and even jumbo loan solutions. To get started on your research, feel free to explore the links below or call us now at 1-248-506-5727. Take action today and move closer to completing your home loan application with confidence!
Discover Your Options
MORTGAGE QUOTE
Obtain a quick mortgage quote online in just minutes! Our user-friendly tool is ideal for both home purchase and mortgage refinance options. Start your application today and unlock the door to your dream home!
MORTGAGE CALCULATOR
Calculate your home loan payments effortlessly with our mortgage calculator! Discover how much home loan you can afford and explore various mortgage options that fit your budget. Take control of your home financing journey today!
LOAN APPLICATION
Start your loan application now to get pre-approved for a home loan, whether you're making a new purchase or refinancing your existing mortgage. Don’t wait—begin your application today and move closer to achieving homeownership!
What our Clients Say
The Process
GET PRE APPROVED TODAY
The first step in your homebuying journey is understanding how much home you can afford. At Align Lending, we make the pre-approval process simple, transparent, and tailored to your needs.
- Explore Your Loan Options – We take the time to explain the different mortgage programs you qualify for, including fees, taxes, and insurance.
- Customize Your Rate – We work with top lenders to ensure you get a mortgage rate that fits your financial goals.
- Fast & Easy Pre-Approval – Get pre-approved in minutes and gain the confidence to shop for your dream home!
Find the Right Agent & Start Shopping for Your Dream Home!
A great real estate agent can make all the difference when it comes to negotiating the best deal on your home. At Align Lending, we have strong partnerships with top local agents who can guide you through the process and help you find the perfect home.
- Expert Representation –A real estate agent’s commission is paid by the seller, so having a professional on your side comes at no extra cost to you!
- Seamless Home Research – We’ll connect you with a trusted agent to make your homebuying journey as smooth as possible.
- The Fun Begins – Shopping for your new home is an exciting experience—picture your future, explore possibilities, and find the perfect fit for your family.
Make an Offer & Close on Your Mortgage – Fast!
At Align Lending, we work hand-in-hand with your real estate agent to craft the strongest possible offer, giving you a competitive edge in today’s market. As a local mortgage broker, we leverage every advantage to help you stand out and beat other buyers.
- Startegic Offer Support –We collaborate with your agent to ensure your offer is as strong as possible.
- Fast & Efficient Closing – Once your offer is accepted, we work to close your mortgage in less than two weeks.
- Move Into Your Dream Home – Before you know it, the keys are in your hand and you’re settling in!

Why Choose Align Lending?
Family Values Friendly Owned
Community-Focused – Built on strong family values, we treat every client like one of our own.
- Honest and Transparent: No hidden fees, no surprises—just straightforward mortgage solutions you can trust.
- Reliable & Trusted: With over 30 years of experience, we’ve built lasting relationships by delivering exceptional service.
- Local Experts and National Reach: Proudly serving Southeast Michigan, we’re deeply connected to the community and dedicated to helping homeowners succeed.

Purchase Your Dream Home with Confidence
🏡 First-time buyer or experienced homeowner? No matter where you are in your journey, the mortgage process can feel overwhelming—but it doesn’t have to be!
At Align Lending, we simplify home financing by helping you find the right mortgage with the best terms, interest rates, and monthly payments to fit your budget.
- Expert Guidance Every Step of the Way
- Personalized Loan Options to Match Your Goals:
- Stress-Free, Transparent Home Financing:
Refinance Your Home & Save More!
Looking to lower your monthly payment, consolidate debt, or pay off your mortgage faster? Refinancing could be the perfect solution!
- Reuce Your Mortgage Payment -Secure a lower interest rate and cut down your monthly expenses.
- Consolidate Debt -Roll high-interest debts into your mortgage for simplified payments and potential savings.
- Pay off your loan Faster -Shorten your loan term and build equity more quickly.
At Align Lending, we’ll help you find the best refinance option to meet your goals while keeping your closing costs low.

Explore Our Brighton Home Loan Programs at Align Lending
30-Year Fixed Mortgage
Enjoy the peace of mind that comes with fixed monthly payments for 30 years, allowing for easy budgeting and long-term stability.
15-Year Fixed Mortgage
Accelerate your path to homeownership by paying off your loan in just 15 years, saving you on interest while building equity faster.
Quick Mortgage Closing
Experience a hassle-free closing process in just 2-3 weeks with our Quick Close Mortgage, getting you into your new home sooner.
Michigan Home Loans
As experts in home loans and refinancing, we provide personalized solutions tailored to Michigan residents, ensuring you get the perfect financing for your needs.
Michigan FHA Mortgage
Buy your dream home with as little as 3.5% down or refinance up to 96.5% LTV, making homeownership more accessible than ever.
Adjustable Rate Mortgage (ARM)
Take advantage of the lowest mortgage rates available with an ARM, offering fixed rates for the first 5 years, ideal for those who plan to move or refinance sooner.
Conventional Mortgage
Choose our premier conventional mortgage product designed for prime homeowners, offering competitive rates and flexible terms.
Michigan Condo Loans
We provide FHA financing options for Michigan condo loans, making it easier for you to purchase a condominium.
Double Wide Mobile Home Loan
Secure financing for your double wide mobile home with our specialized Michigan mobile home loans, designed to meet your unique needs.
Michigan Mobile Home Loans
Refinance your mobile home mortgage (doublewide homes only) with us for better rates and terms.
Michigan Jumbo Loan Mortgage
We specialize in Jumbo Mortgages for home loans exceeding the conventional loan limit, offering competitive rates for your higher-value property.
VA Loans
We proudly serve our veterans with no down payment loans, making homeownership more attainable.
Cash Out Refinance
Unlock your home’s equity with a cash-out refinance option, allowing you to access up to 80% of your home’s value for personal use.
First-Time Home Buyers
Buying your first home can be easier than you think! Let us guide you through the process with tailored programs and expert assistance.
No Down Payment Loans
Achieve homeownership with no money down, making it possible for you to buy a house without the burden of a down payment.
USDA Rural Housing Mortgage
Buy a home in rural areas with no down payment and no PMI, providing affordable options for eligible buyers.
Vacation Home Mortgage
Consider a vacation home mortgage in Michigan, perfect for families looking to buy a second home in a desirable location.
Click Here for a Full List of Home Loan Programs from Align Lending
Discover all the home loan options available to you and take the next step towards your homeownership journey today!
Are you Ready to Refinance You Brighton Home Loan?
Lower your monthly mortgage payments and reduce your interest rate by refinancing your mortgage loan in Brighton, Michigan.
Are you ready to refinance? Here’s how the process works. The current economy has posed challenges for the housing market in Michigan, which is why the government has introduced various refinancing opportunities for Brighton homeowners. These new mortgage refinance options allow Brighton residents to capitalize on the historically low interest rates available for mortgage loans in Brighton, Michigan.
To get started, simply submit the Brighton mortgage loan request form, and our team will reach out to you with complimentary mortgage loan advice. You can also call us directly at 1-248-506-5727 to discuss your refinancing options today! Take advantage of this opportunity to improve your financial situation and secure a better mortgage rate.
Are You Buying a Home in Marysville, Michigan?
As a trusted mortgage broker, Align Lending provides a diverse range of Marysville home loans with some of the lowest rates available. With property values in Marysville, now is a fantastic time for homebuyers to find great deals, including opportunities to purchase or refinance your homes in Marysville, Michigan.
For the best rates on Marysville home loans, contact Align Lending at 1-800-506-5727. Our expert team is here to help you navigate the home buying process and secure the financing you need to make your dream home a reality!
Useful Links
Local Resources
Here are some chimney-related links:
References
Consumer Financial Protection Bureau (CFPB) – www.consumerfinance.gov
Government-backed resource on mortgage loans, refinancing, and borrower rights.
Reference for explaining mortgage disclosures and borrower protections.
Federal Housing Administration (FHA) – www.hud.gov
Official resource for FHA refinancing loans and government-backed programs.
Great for FHA Streamline Refinance or Home Equity Conversion Mortgage (HECM).
Fannie Mae – www.fanniemae.com
Reference for HomeReady® Refinance and other conventional loan programs.
Use for loan limit updates and affordability initiatives.
Freddie Mac – www.freddiemac.com
Reliable source for Home Possible® refinance options.
Good for insights into market trends, affordability, and refinancing benefits.
Mortgage Bankers Association (MBA) – www.mba.org
Provides industry reports, mortgage rate trends, and housing market insights.
National Association of Realtors (NAR) – www.nar.realtor
Includes statistics on homeownership trends, buyer behavior, and market updates.
Real-Time Mortgage Rate & Market Trend Sources:
Bankrate – www.bankrate.com
Reference for current mortgage rates and refinancing cost calculators.
Zillow Home Loans – www.zillow.com/mortgage
Our Service Areas
NJ Counties We Serve: Middlesex, Monmouth, Mercer, Somerset, Hunterdon, Ocean, Burlington, Morris, Hudson, Union and Essex.
If you’re in or around any of the locations listed below, Align Lending has you covered! Contact us to make a service appointment now!

Bingham Farms / Franklin / Beverly Hills 48025
Birmingham 48009
Birmingham 48012
Bloomfield / Bloomfield Hills/ Bloomfield Town 48301
Bloomfield / Bloomfield Hills/ Bloomfield Town 48302
Bloomfield / Bloomfield Hills/ Bloomfield Town 48304
Bloomfield / Bloomfield Hills/ Bloomfield Town 48304
Farmington 48334
Farmington 48335
Farmington 48336
Royal Oak 48067
Royal Oak 48068
Royal Oak 48073
South Lyon 48178
Southfield 48034
Troy 48007
Troy 48083
Troy 48084
Waterford 48327
Waterford 48328
Waterford 48329
Clarkston 48346
Clarkston 48347
Clarkston 48348
Clarkston 48348
Clarkston 48017
Commerce Township 48382
Commerce Township 48390
Waterford/ Drayton Plains 48330
Farmington 48331
Farmington 48332
Farmington 48333
Farmington Hills 48331
Farmington Hills 48332
Farmington Hills 48333
Farmington Hills 48334
Farmington Hills 48335
Farmington Hills 48336
Southfield 48037
Southfield 48075
Southfield 48076
Southfield 48086
Troy 48098
Troy 48084
Troy 48085
Troy 48099
Lake Orion 48359
Lake Orion 48360
Lake Orion 48361
Lake Orion 48362
Milford 48380
Milford 48381
Novi 48374
Novi 48375
Novi 48376
Novi 48377
Oakland Oakland Town 48306
Oakland 48363
Oxford 48370
Oxford 48371
Rochester 48306
Rochester 48307
Rochester 48308
Rochester 48309
Rochester Hills 48306
Waterford 48322
Waterford 48323
Waterford 48324
Waterford 48325
Waterford 48383
Waterford 48386
Waterford 48322